Joel sets the tone for our largest team, Financial Planning. As President, he also directly oversees our Trading and Advisor Services teams. His focus is on identifying improvements to processes and operations to help provide clients with the best investment experience possible. In addition to his MBA (with a specialization in Finance), Joel holds a degree in Education. He began his career as an elementary school teacher before joining the industry as a financial advisor over 12 years ago. This background in teaching drives Joel to approach financial advising as an educational process. He believes in a disciplined approach to financial planning focused on helping protect investments through smart asset management.